A Letter From Geoff

Hello,

I wanted to write before we contact you again to arrange your main annual meeting/ in advance of your forthcoming meeting / further to our recent discussion, regarding the above change.

As explained, this is to formally notify you that as of 1st October 2026 Accumulate Wealth Management (Kent) Ltd is integrating with First Wealth Ltd, a well established financial planning firm based in central London. Having known them for some years working under the same IFA network (Best Practice IFA Group Ltd) I know they have the same client-first philosophy to ours, have extremely well qualified advisers and are completely trustworthy, which is why I am so comfortable with the change.

As you know I have spent many months researching companies to work with. My main focus has been on ensuring my clients enjoy continuity and longevity in their adviser relationship thereby making sure that you (and your family) are looked after for the long term. Ensuring that you have a trusted, suitably qualified adviser in this way creates an outcome that is good for everyone i.e. you as the client, First Wealth as the adviser and ultimately myself knowing that all of my clients are being looked after.

All of my team that you are used to working with, Kay, Michelle and Charmaine will become part of the First Wealth team so the people you speak to moving forward are the same as those you work with today.

Moving forward, at our next meeting I will introduce you to your First Wealth adviser, who I have spoken with in detail about your situation. Assuming you are happy, the intention will be for them to look after you with the same care and attention you have always had from me.

I will remain involved for as long as it is useful and will be in regular contact to ensure you are completely happy with everything. The longer term aim (particularly in light of events last year) is for me to spend more time with my family but my priority will be to ensure that all my clients are completely happy before doing so.

Michelle will be in contact shortly to arrange a time that suits you for your next forward planning meeting as usual/ I look forward to seeing you at our next meeting as planned.

I would also refer to the page on the First Wealth website as below where there is a question and answer section on the changes and some short videos with more background.  First Wealth | Welcome to First Wealth

I hope the above is helpful and as ever if you have any questions at any stage, please do not hesitate to contact me.

Myself and the First Wealth team look forward to continuing to help you and your family achieve everything that is important to you in the future.

Yours sincerely,

Geoff Airey BSc (Hons) FPFS STEP Affiliate

Chartered Financial Planner

Accumulate Wealth Management Group Ltd.

Accumulate Wealth Management Group Ltd is an Appointed Representative of Best Practice IFA Group Ltd.

This document is marketing material for a retail audience and does not constitute advice or recommendations. Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested.