Articles

Just a couple of decades ago, the idea of taking early retirement seemed doable. Save hard, invest sensibly, hit a magic pension pot number, then…

When’s the best time to plant a tree? The question also applies to retirement planning because, of course, it’s the same answer: almost always right…

If we have one conversation these days, it’s about inheritance. To be specific: how to structure wealth to avoid the worst of draconian new rules…

Reducing your inheritance tax bill isn’t always straightforward – especially when trusts are involved. One of the trickier areas to understand is how trust planning…

Trying to understand the rules around inheritance tax is a tough ask. With so many allowances, reliefs and exemptions (that are all subject to change),…

Retail bonds can offer attractive yields and access to well-known companies, but investors need to remember they’re lending money, not depositing it.  What should investors check…

The world of pensions and investments can be complicated. What exacerbates the problem is that the rules can shift every year, meaning you need to…

What’s happened? Well, the Budget dropped early. On the OBR’s own website, no less. Responsible by name, apparently not by nature. We’ve never seen anything…

Inheritance tax (IHT) is always a topical issue, but thanks to rising property prices and frozen thresholds, it is now affecting an increasing number of…

With Chancellor Rachel Reeves set to deliver her second Budget on 26 November, speculation is reaching fever pitch. From pension changes to wealth taxes, the…

Legislation is shifting, and with more change (and challenge) on the horizon, now is a pivotal moment to ensure your clients’ wider financial planning is…

In the UK certain initiatives play an outsized role in shaping our economic landscape whilst going often underheard. In the UK, one such initiative is…