First, you could do a self-audit. To do this, you will need to list out the allowances on offer (such as income tax, capital gains tax, dividend tax, annual allowances, and pension contributions) and asses which you already use. Most people don’t use any allowances, so most people can quickly see where they can use more.
This self-audit is a great start to your tax planning journey as it will help you get a better understanding of where you are at currently, and where you want to go.
For a full, efficient, and sustainable tax plan, however, we will always recommend seeking professional financial advice. A good financial planner will likewise assess the basics but is then able to take it one step further by getting into more complex planning opportunities. It is likely that your adviser will suggest opportunities you haven’t considered in your self-audit or didn’t know existed.
If you can, it is always best to seek that professional support.