Insights and Resources

When asked if they’re planning for retirement, most people will nod and happily say they have a workplace pension. Some may even say they also…

Just a couple of decades ago, the idea of taking early retirement seemed doable. Save hard, invest sensibly, hit a magic pension pot number, then…

When’s the best time to plant a tree? The question also applies to retirement planning because, of course, it’s the same answer: almost always right…

If we have one conversation these days, it’s about inheritance. To be specific: how to structure wealth to avoid the worst of draconian new rules…

Reducing your inheritance tax bill isn’t always straightforward – especially when trusts are involved. One of the trickier areas to understand is how trust planning…

Trying to understand the rules around inheritance tax is a tough ask. With so many allowances, reliefs and exemptions (that are all subject to change),…

The world of pensions and investments can be complicated. What exacerbates the problem is that the rules can shift every year, meaning you need to…

Inheritance tax (IHT) is always a topical issue, but thanks to rising property prices and frozen thresholds, it is now affecting an increasing number of…

Cash reigns, doesn’t it? Safe as houses? Actually, we couldn’t disagree more. Cash has its uses, but it’s not a long-term savings or investment tool….

Here’s how we helped the founders of a family business design an exit via a Management Buyout (MBO) that balanced financial security with preserving legacy. …

Most investors are drawn to Venture Capital Trusts (VCTs) because of the tax relief. But if you stop there, you miss the bigger picture. To…

When people talk about Venture Capital Trusts (VCTs), it’s usually the tax relief that turns heads. And for good reason – the incentives are among…

Tax bills are rising, allowances are frozen, and the options for keeping wealth working tax-efficiently are shrinking fast. For many successful individuals, pensions and ISAs…